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All articles by Jeff Mictabor -
You may be the type of student who’s excited about the college
admissions process; you enjoy writing your personal essays, you
look at each form you fill out as putting you another page closer
to starting a new chapter in your life. If you can’t wait to find
out where you’re going, or if you have one school you absolutely
know want to attend, you may be able to take advantage of an early
decision or early action admissions program.
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Since some colleges start posting available work-study positions as
early as the summer, students looking for first dibs on campus jobs
in the fall can get a leg up on their competition by hammering out
that perfect résumé and cover letter now. According to NextStudent,
a leading Phoenix-based education funding company, work-study
programs can be a great option for students who need a little help
meeting their college expenses.
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College students all over the United States probably have just
gotten into the swing of summer, whether that means finally
perfecting their golf swing, getting that deep tan, or acing the
most recent quiz in summer school. In the midst of these activities
and especially at this time of year, it is important to regroup and
begin planning financially for the new school year, according to
NextStudent, a leading Phoenix-based education funding company.
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Are you getting ready to graduate? Well, along with college
graduation comes the much-dreaded student loan repayment. If you
were lucky enough to qualify for subsidized student loans, the
government has been paying the interest on your student loans
through school; if you had to take out unsubsidized student loans,
your interest has been accruing. Either way, six months after
graduation your grace period ends and it is time for you to begin
repaying your student loans.
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According to Phoenix-based NextStudent, a premier education funding
company, the proliferation of graduate and professional programs
has led to new sources of education funding designed to benefit
these goal-orientated students who are, in essence, beginning their
career by continuing on in their education. As the job market in
the United States continues to generate a need for applicants who
are highly competitive in specified fields from technology to the
ever-growing medical field, undergraduate students across the
country are beginning to feel the squeeze as graduate and
professional degrees become “must-haves” for even intermediate and
entry-level positions.
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Have you ever received a piece of mail asking you immediately to
call about your student loans? Or, have you ever filled out an
online student loan consolidation form? If so, you still may be
eligible to save thousands of dollars on your student loans and cut
your monthly payments by 60 percent.
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For many recent college graduates the repayment period on their
student loans is about to begin due to the end of the six-month
grace period. As many graduates find their student loan payment
booklets in their mailboxes, which typically arrive approximately
30 to 60 days before the first due date for payment, it is
important for graduates to make their payments on time. Some
graduates may be in a position to make the scheduled “level
repayment,” while others will find themselves in a burdensome
financial situation.
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Student borrowers who may have missed the July 1 deadline to
consolidate their student loans before the interest rate increase
need to know they still can consolidate at low rates especially if
students are in their grace period. NextStudent, the Phoenix-based
premier education funding company, advises students with federal
Stafford loans issued prior to July 1 to consolidate today and
automatically receive a .6 percent reduction on already low
rates.
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Parents still are in the running to help cover the cost of their
children’s college education and can do so with PLUS Loans – Parent
Loans for Undergraduate Students. With rates as low as 6.25
percent, parents can borrow up to the full cost of college with a
federal PLUS Loan, according to NextStudent, the Phoenix-based
premier education funding company.
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Plus Loans from NextStudent Available For Fall Semester and
During the Year
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