All articles by George Mcgonigal

  1. Online Insurance: The End of the High Street Broker? by George McGonigal

    Once the insurance salesman visited you, then you visited his office. Now you pick up your phone or click your mouse. Does the Internet herald the end of the high street insurance broker in Britain? When I was a lad, some 25 years ago, the Insurance Company called to your door every month to collect your life insurance premium. My recollection is of a drab suited man having to run the gauntlet of neighbourhood dogs rather
  2. An introduction to UK Home Insurance by George McGonigal

    Home insurance will provide you with financial protection against any damage your property might incur to both your buildings and the possessions within it. Unlike motor cover, home insurance is not a legal requirement in the UK. It is, however, a vital precaution against unforeseen bills caused by incidents such as natural disasters or break-ins. It is a false economy to avoid home insurance premiums in order to save cash in the short-term because in case of
  3. Car and Home Insurance for Northern Ireland by George McGonigal

    Insurance costs add up, but they don't have to.
  4. Insurance in Northern Ireland: Historic Difficulties by George McGonigal

    The legacy of the "troubles" in Northern Ireland has had a major impact in the choice of Insurance providers in Ulster as well as the significant premiums they charge. A discussion. No doubt most readers will have heard of the Northern Ireland "troubles" or possibly seen some of those ghastly images from the seventies, eighties and early nineties on your television screens. Thankfully the worst of those dark days seem to be over. Unless you are
  5. Terrorism: Acts of Terrorism: When will Insurance Respond? by George McGonigal

    Insurance policies provide financial protection in a broad range of circumstances but each type of product specifies certain situations where the policy will not respond. These vary from one type of product to another, and can vary in detail between one insurer and another. It is important to check the details of your individual policy. However the questions and answers below seek to set out the usual approach for each of the main types of insurance. If
  6. A General Discussion about Unsecured Personal Loans in the UK Financial Market by George McGonigal

    Personal loans are offered by lenders such as banks and building societies and are available in a variety of formats, each of which may differ in the possible size, term and purpose of the loan you need. The internet has widened the choice of lenders available supplying personal loans online. Personal loans are offered by lenders such as banks and building societies and are available in a variety of formats, each of which may differ in