All articles by A Raymond Randall

  1. The Federal Reserve Bank & Your Credit Card by A Raymond Randall

    You may get bargains at the store checkout. You may get an award or "cash back" for using your credit card. You may get a store rebate. What you may not get is a low credit card interest rate because the Federal Reserve Bank keeps increasing your borrowing costs. The bench mark interest rate is known as the "prime rate When the Federal Reserve Bank raises the federal funds rate, your bank will ratchet their prime

  2. Alpha and Beta: The Romulus and Remus Investment Twins by A Raymond Randall

    Romulus and Remus are the eponym of Rome as Alpha and Beta are the eponym of investing. Romulus and Remus are the mythical twins of Rome; Alpha and Beta are the non-fictional twins of asset management. Story tellers tell us that Romulus and Remus were suckled by a wolf. Analysts tell us that investors get chased by a bull (a lot of "bull") and a bear.

  3. Write Before You Cannot Speak! by A Raymond Randall

    Design appears everywhere. From spider web to bridge spans, structure supports purpose. Trees have it, bees live it, and the earth orbits around it. Designs in nature inspire some while others procrastinate as time wears away incentive. When this happens our words may be forgotten, our purpose ignored, our intentions thwarted as others voice their will instead of our own.

  4. It's Not All About the Money, But It Has Alot To Do With Investing by A Raymond Randall

    Sin and sorrow everywhere People dying in despair Happy Birthday to you; Happy Birthday to you.