• Business and Finance
• Family
• Computers and Internet
• Auto and Trucks
• Education
• Health
• Hobbies
• Home Improvement
• Legal
• Marketing

• Home
• Arthur's Articles Home
• Browse Categories
• Browse Authors
• Submit an Article
• Search for Articles

Home » Family Articles » Looking For And Buying A Home In Trinity Florida

Looking For and Buying a Home in Trinity Florida

When we first considered moving to Florida, our first thought was to look for a new home in Pinellas County or Hillsborough County. After all, Pinellas County is close to all those great Gulf beaches, not to mention Clearwater and St. Petersburg. Hillsborough County had the city of Tampa. There were lots of good schools here in the Tampa Bay area, too, which was important for us since we have two children. Inquiring around, we learned that all the neighboring counties operate under a school choice program. What this means is that you must apply for your first, second, and third choice schools and wait for an answer to hear if you have been accepted. Living nearby to the school of your choice does not necessarily affect your acceptance. Most families do end up getting their first choice school, but there is a small chance that if you miss the registration date or if that school is full, you may be assigned another school. Well, we missed the registration dates. As we considered the idea of a private school, we happened upon the town of Trinity in Pasco County, Florida. Trinity is a new master planned community just beyond the Pinellas County border. A new community means lots of new schools and newer construction for potential homes for our family. So we looked further.

What we found in Trinity and Trinity real estate was a wonderful surprise. Cows still graze the pastures here, giving Trinity a peaceful country setting. No traffic here, no congestion. The community was quiet but growing. New businesses and shops were sprouting up along the major roads in the area. Many beautiful subdivisions were in development. We began to explore neighborhoods and get to know the area. With several great schools in the Trinity community, we'd have no problem getting into the neighborhood schools. We decided on a home in the Fox Wood Community, Trinity's largest subdivision. Fox Wood is a gated community with two community parks, walking trails, and a covered pavilion. There are other great neighborhoods too, like Thousand Oaks, Trinity Oaks, Trinity West, Fox Hollow, Champions Club, and Heritage Springs for those 55 years of age and over. We liked what we saw in Trinity real estate.

As for the beaches, we are still close to those great Gulf beaches of Pinellas County. Trinity is only about a 5 minute drive to the border of Pinellas. Pasco County has some beaches of its own, too, like Hudson Beach and Robert K. Rees Park. We're close to the cities of Pinellas and Hillsborough too. In fact, with the Suncoast Parkway just a few minutes away on Rt. 54, we can shoot down to Tampa in about 20 minutes. The Tampa International Airport is so convenient too, with an easy exit right off the Suncoast.

Great beaches, schools, restaurants, shops, and metropolitan cities nearby and a great choice in real estate! That's why we love Trinity, Florida.

And here is another random article you might be interested in...

10 Reasons for Selling

During your investing career, you will do these two transactions; buying and selling. Buying requires knowing the fair value of a stock and then compare it with recent price. If recent stock price is 10% below fair value and an investor does not mind getting a 10% return, then he should buy the stock. If not, he can then move on to other stocks.

Selling, however is not that simple. Sometimes, investment do not go the way you want it to be. Your prediction may not be accurate. Furthermore, your time frame may be longer than you expected. Here are ten different reasons investors might sell a common stock:

Need the money. This generally happens due to improper planning. However, things happen. Even the most carefully planned strategy may not work. Catastrophic events such as Hurricane Katrina or Rita may force investors to sell an investment if his household is affected by it.

The book is unclean. When management left their post abruptly or when the Securities of Exchange Commission (SEC) conduct a criminal investigation on a company, it may be time to sell. Your assumption may be inaccurate as a lot of fair value calculation is based on the company's balance sheet, cash flow or other financial statement published by management.

Takeover news. When one of your stock holding is getting bought by other companies, it may be time to sell. Sure, you might like the acquiring company but you still need to figure out the fair value of the common stock of the acquiring company. If the acquiring company is overvalued, then it is best to sell. A good example would be the purchase of Time Warner by American Online (AOL) in 2000. At the time, AOL share price was way overvalued with Price Earning ratio of 100.

Taking Profits Off the Table. Your stock has risen 40% from your purchase price. Your fair value calculation indicates that the stock can rise 10% more. Should you sell? Sure. After all, the goal of every investor is to make money. If you feel that you need to get something off the table, then by all means do it. I am not going to be naive and assume that you should wait for the stock price to rise 10% more. Remember that stock price goes up and down and that fair value calculation has some degree of uncertainty. Would you risk your 40% gain for an additional 10% return? I probably wouldn't.

Other Investment Opportunity. Let's say you bought stock A and it has risen to 10% below its fair value. Meanwhile, you had watched stock B fallen to below 50% of your calculated fair value. This is an easy decision. Go Ahead! Sell your stock A and buy stock B. Our goal as an investor is to maximize our investment return. Sacrificing a 10% of return in order to earn a 50% return is a sensible way to do that.

Inaccurate Fair Value Calculation. Let's face it. People make mistakes. As investors, we sometimes made errors in our fair value calculation. There are factors that we might not take into accounts when researching a particular company. For example, Merck & Co Inc. will have a higher fair value if we dismiss the potential Vioxx liability that some say to be as high as $ 50 Billion. But doing further research, we know that Vioxx liability does exist.

New Competitors with Better Products. When new competitors sprung up, the company that you hold might have to spend more money in order to fend off competition. Recent example include the emergence of pay-per click advertising by Google. If you are in the advertising business such as newspapers or cable network, this new product by Google might hurt your profit margins and eventually the fair value of the stock.

Exodus of Talented Employees. Talent is an asset. Yet, it does not appear on the company's balance sheet. Companies that rely heavily on intellectual products need to keep their employees happy. They are prized assets. When employees defect, it will affect the company's future earnings. Lower future earnings means lower fair value for the common stock. A recent example include several Microsoft key employees defecting to Google.

Not having a valid reason to Buy. When you don't know why you bought a particular stock, you won't know how much your potential return is or when you should sell it. This is the easiest way of losing money. When you have no valid reason to buy, you should sell immediately.

Stock Reaches Fair Value. This is the easiest part of the problem. Yes. We should sell when a stock reaches its fair value. It is the main reason why we chose to buy it on the first place.