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Student Loan Repayment Simplified with NextStudent’s Federal ConsolidationAre you getting ready to graduate? Well, along with college graduation comes the much-dreaded student loan repayment. If you were lucky enough to qualify for subsidized student loans, the government has been paying the interest on your student loans through school; if you had to take out unsubsidized student loans, your interest has been accruing. Either way, six months after graduation your grace period ends and it is time for you to begin repaying your student loans. NextStudent, a leading Phoenix-based education funding company, recommends that you start shopping around for student loan consolidation loans as soon as possible. Student loan consolidation (http://www.nextstudent.com/consolidation_loans/consolidation_loans.asp) is a great way to manage your monthly student loan payments. Not only will you lock into one loan at one fixed interest rate, it also is possible to reduce monthly payments by up to 60 percent and eliminate the hassle of dealing with multiple payments to different lenders. Do Your Research before Selecting a Student Loan Consolidation Lender Frequently, college financial aid offices offer students a list of Preferred Lenders for all of their financial needs, from Stafford loans to student loan consolidation loans. However, students are not required to work with the lenders on those lists and instead should shop for a company that best suits their needs. Just like every student is different, every lending company has its own character, ethical standards and quality controls. Borrowers should be selective and choose their lender carefully, making sure to consider and compare the reputation and integrity of the company, level of customer service provided, and the individual student loan consolidation (http://www.nextstudent.com/) incentives offered. NextStudent's LOCKED Discount The federal government sets the base interest rate on all student loans (http://www.nextstudent.com/student-loans/student-loans.asp), including student loan consolidation. The only true differences the consolidation loan lenders provide are the incentives offered by each company. For example, in an effort to extend significant savings to borrowers, NextStudent offers a 1 percent LOCKED interest rate discount after 36 consecutive on-time payments, which borrowers retain for the life of their student loan, while other lenders may revoke their benefits for a single late payment. NextStudent also is committed to providing outstanding customer service and the best incentives in the industry. Some of NextStudent's Federal Consolidation Loan Benefit Packages: Package #1 Package #2 NextStudent believes that getting an education is the best investment you can make, and it is dedicated to helping you pursue your education dreams by making college funding simple. Learn more about Student Loans, Private Student Loans (http://www.nextstudent.com/private_loans/private_loans.asp) and Student Loan Consolidation at NextStudent.com. Other articles by this author »
About Jeff Mictabor
Jeff Mictabor is an enthusiast on the topic of student loan issues in the news. He has been writing for the past 10 years for a variety of education publications. He now offers his writing services on a freelance basis. Related
And here is another random article you might be interested in... Speaking Body LanguageI observed an almost surreal event when I was a business student. At the front of the classroom, an entrepreneur was practicing a pitch he would make later to venture capital firms. Specifically, he was talking about a technology his firm had developed, a respirator which had the potential to save the lives of many infants. When he talked about the potentially great financial returns, the audience, made up of business students, sat back passively. But when he talked about getting babies through critical moments with his respirators, every single person in the classroom sat up, alert and fully focused. As he went back and forth between stories of saving babies and talking about financial results, almost every student in the classroom moved with him. And what's more, it seemed the students' unconscious body movements had been carefully choreographed. We sat up together when the entrepreneur talked about saving babies, and we sat back in unison when he discussed the numbers. And, by the way, I did it too until I become aware of how we were responding as a group. Since that event I've been a firm believer in body language, which is the idea that people unconsciously show what they're feeling or thinking through gestures or body movements. As you know, the art of interpreting body language is hardly a science. But, we do know a few basics that can help us read the emotions of others. A few examples follow. Crossed arms, as almost every salesperson knows, means the person on the other side of the table is defensive or not receptive. On the other hand, if that person leans forward and keeps his or her eyes on you, then you do have a receptive listener. If you watch novice speakers, you'll probably notice how they keep their arms close to their bodies, indicating a lack of confidence. As they get more practice speaking in public, you'll see their arms move away from their sides and become active tools for conveying messages. Arms wide open indicate trust and openness, as do open hands, while arms held high above the head show a sense of victory, and clenched hands indicate anger. Curiously, one of the most difficult interpretations of body language involves lying. Researchers have probably spent more time on this aspect of body language than any other. And their conclusions? The only surefire way to know if another person is lying is to observe very small and fast wrinklings of the brow. If you haven't yet spent much time studying body language, I recommend that you add it to your to-do list for communication development. It's invaluable not only for speaking and listening, but also for negotiating and leading. Other articles by this author »
About Robert F. Abbott
Robert F. Abbott writes and publishes Abbott's Communication
Letter. If you subscribe, you will receive, at no charge,
communication tips that help you lead or manage more effectively.
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