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Home » Computers And Internet Articles » Beware Of The Jury Duty Scam

Beware of The Jury Duty Scam

The jury duty scam is the newest type of identity theft scammers are using to get your personal information. This is a new twist on identity theft, and you should be aware of it so you can avoid becoming a new victim.

With the jury duty scam, the scammer calls you claiming to work for the local court and tells you that you failed to report for jury duty. He then explains that a warrant has been issued for your arrest.

When you explain that you never received the jury duty notification that sets up the perfect question for the identity theft scam. The scammer then asks you for identity verification wanting your social security number.

Once that is provided the scammers go for even more information like birth date and sometimes credit card numbers just because there are some people that will give it out freely.

Scammers tell you that a warrant has been issued for your arrest to catch you off guard. That thought is so powerful you don't think about protecting your confidential information and quickly become a victim of the identity theft scam.

Here are a few ways you can protect yourself from the jury duty scam.

1. Never give out your Social Security number, credit card numbers, bank or any other personal or confidential information on the phone unless you originated the call and are positive you know who you are talking to.

2. People who work for the courts will never call you to ask for social security numbers or credit card numbers. If someone calls wanting this information, hang up.

3. If you fail to appear for jury duty, the court will send a second summons by mail. The courts do not call and threaten to arrest people.

The jury duty scam is the latest in a series of identity theft scams where scammers use the phone to try to get someones social security number and other confidential information.

The scammers will continue to come up with new ways to try and get your personal information. But if you are aware of how it works you might be able to avoid becoming a victim of this jury duty scam.

Copyright © 2005 Spyware-Information.com. All Rights Reserved.

And here is another random article you might be interested in...

Various Types of Credit Cards - Part 2

Several different types of credit cards offer several different options, depending on what your needs are. Some are geared toward individual consumers while others are set up in ways that work best for small business needs. To know what type of card fits your needs, let's review a few of your options.

Business Credit Cards

A business credit card offers the business owner the opportunity to keep business and personal expenses separate. The card may offer special business rewards and saving opportunities that go above and beyond what the individual card owner may have. Since money management is essential in successfully running a business, the card may offer an expense management service that will allow you to keep track of the outgoing money. You can obtain additional cards for employees who may need them for travel expenses and such as well as have a higher credit limit than you normally would on an individual card.

Student Credit Cards

Many credit card companies will issue student cards that have lower credit limits and fewer incentives to help keep their spending in check. Still, take note. Many college students graduate with a credit balance that averages between $3,000 and $7,000 and with interest rates, this can be a real problem when trying to pay them off.

Prepaid Debit Cards

Prepaid debit cards are one type of credit card that has grown significantly in recent years. Although they work like a traditional credit card when making a purchase, that is where the similarities end. With prepaid debit cards, you have actually prepaid and set the credit limit by depositing money onto the debit card. Depending on how much you have deposited into the debit card's account depends on how much credit limit you want on that card. This is a great way to have the convenience of a credit card without the chance of charging more than you can afford to pay off.

Credit Cards For Bad Credit

It is possible, even with bad credit to obtain a credit card. These cards will come with some restrictions not typically found on other types of cards. Your credit limit will be lower and your interest rate higher. Some may require you to have a secured card, meaning you have to maintain a savings or some other type of account that will cover the expenses on the credit card. Once you have established that you will be responsible, some, if not all, of your restrictions may be lifted.

Cash Back Cards

Many cards will now offer you cash back incentives for using their cards. Depending on how much your balance is and how often you use the card, you can earn cash back for your purchases. Some companies offer 1% off your balance while others, like Sears, will offer you cash off purchases made in their store. Either way, if you are planning on using a card, finding one that will offer you a cash incentive is a smart choice.

Copyright 2005 Gibble LLC