• Business and Finance
• Family
• Computers and Internet
• Auto and Trucks
• Education
• Health
• Hobbies
• Home Improvement
• Legal
• Marketing

• Home
• Arthur's Articles Home
• Browse Categories
• Browse Authors
• Submit an Article
• Search for Articles

Home » Business And Finance Articles » Zero Percent Credit Cards

Zero Percent Credit Cards

When searching for a 0 apr credit card, one with 0% annual percentage rate (apr) for a trial period, one of the best ways to find a good deal is to compare the credit card rate of several sites. One way to find reliable sites is to start with a bank credit card. Bank of America, Citibank, and many others offer endless resources online for credit card comparisons. You can find out annual fees, interest rates, balance transfer rates, and interest-free periods for each card to get the best credit card rate.

If you want to apply online for a 0 apr credit card, you will find the convenience of Internet shopping a great benefit. No need to wait for offers to arrive in the mail or to call various lenders for their current terms and policies. All the information you need is at your fingertips on the computer. The bank credit card offers should be up to date with current interest rates listed and all the policies and terms available to read online.

With new safety features, a bank credit card website is usually secure enough for your personal information that you must include on an application. But always look for the little gold lock symbol in the lower right hand corner of your computer screen to be sure that a site is secure before you enter anything on a form.

Applying online for the best credit card rate is great for people who don't have a credit history or who haven't established a good history. These people may not receive credit card offers in the mail and need a place to look for good deals. Also, you can compare rates until you find that 0 apr credit card you're looking for. This type of card is great for balance transfers. You wind up with one payment instead of several each month, and you get a grace period of anywhere from six to twelve months during which you do not have to pay any interest on either your transferred balances or your new purchases.

But beware. Many lenders offer a 0 apr credit card as an incentive to get you signed up. Be sure to note when this trial period ends; usually after the rate rises you're stuck paying much higher interest than with most other cards. Remember that you can find a credit card that has lower interest after your trial period ends, so do not stop making notes about cards you like just because you have found your no interest card. You will need another one in less than a year usually.

Some no interest cards even come with cash back rewards. These cards give you a percentage of your purchase amount back each month. So you not only get no interest, but you earn points with every dollar you spend that you can use toward purchasing name brand merchandise, travel perks, and entertainment.

Overall, when looking for a 0 apr credit card or just trying to find the best credit card rate with your credit history, remember to keep trying until you find one that suits all your needs.

And here is another random article you might be interested in...

Relocate and Live On The Water: Marinas in York, Surry or Isle of Wight Counties

In Virginia, Isle of Wight, York and Surry counties all share some unique characteristics. Each one of these counties represents a different piece of early American history and continues to grow as a part of our nation's future. They also share the influence of the James River, York River and a huge system of creeks and tributaries associated with these bodies of water. Living on the water is an aspect of this region that draws thousands of prospective homeowners each year. Below, you will find a list of resources for potential and current homeowners interested in marinas, boat ramps, and other activities in some of the most beautiful areas of coastal Virginia.

Isle of Wight County

Smithfield Station Marina

Smithfield Station is located on the Pagan River and offers the best in marina living and vacationing. This marina, with 60 slips, can accommodate boats up to 70 feet long and has floating docks. Power, water and hot showers are accessible from your boat and VHF radio is monitored on channel 16. Smithfield Station includes the beautiful Waterfront Inn complete with lighthouse suites and a full service restaurant. Smithfield Station fosters community spirit by inviting local residents and visitors to stroll the boardwalk, swim in the pool or picnic under the gazebo. Everyone is invited to annual activities such as the art show, fireworks, Halloween party or fishing tournament.

Gatling Pointe Marina

Another marina located along the Pagan River in Smithfield is the Gatling Pointe Marina. Gatling Pointe is similar in size to Smithfield Station with 68 slips. Water and electric are available to all boats.

Boat Ramps

For those interested in simply getting their boat in the water there are numerous boat ramps in the Isle of Wight region. One is the Joyner's Bridge Boat Ramp on Joyner's Bridge Road, which provides access to the Blackwater River. Tyler's Beach Boat Ramp allows boaters to access the James River on Tyler's Beach Road in Rushmere. The Jones Creek Boat Ramp in Carrollton on Boundary Lane has amenities available to boat enthusiasts. It provides access to 2 ramps, a fishing pier, bathroom facilities, parking, a staging area and a tie-down area. Fishing is plentiful on the James River system. You can find smallmouth and largemouth bass, carp, stripers, crappies and more. A Virginia fishing license is always required.

Surry County

Hog Island Wildlife Management Area

This beautiful wildlife region is partially located in Surry County and in Isle of Wight County. It consists of flat, open land broken up by pine forests, tidal marshes and controlled ponds. The boat ramp can be found at Lawnes Creek. Many local homeowners and visitors come here to catch a view of a variety of shorebirds and even eagles. You may also fish for catfish and bass or hunt waterfowl and deer. There are also beautiful paths to hike along.

Gray's Creek Marina

Take a free ferry ride across the James River and find Gray's Creek Marina offering 26 slips and a boat ramp. Fuel, water and electric are accessible to all boats and casual dining and spectacular waterfront views can be enjoyed at the Rocky Bottom Grill.

York County

Poquoson Marina

Located on White House Cove Poquoson Marina offers 156 Boat slips, 74 of which are covered. They also provide100 dry storage stalls, boat ramps, digital cable, high speed Internet, a pump out station, pay phones and restrooms. You can also enjoy the marina restaurant, Bubba's Ship Gallery.

Wormley Creek Marina

East of Yorktown you will find the Wormley Creek full service marina offering 90 slips, 7 of which are covered. Wormley Creek offers full boat repair services and has fixed docks, a pump out station, dry storage for long term or during bad weather, restrooms, telephones and access to VHF channels. Parking is available along with a comfortable picnic area the whole family can enjoy. Fishing and sailing are popular activities on Wormley Creek.

Dare Marina

Near Yorktown, Dare Marina provides deepwater access into Chrisman Creek. At Dare Marina the staff offers certified repair of MerCruiser, Mercury and Volvo Penta. Dare Marina is also an official Volvo Penta Dealer. There are 50 slips available here, with a wide variety of amenities including access to VHF channels, floating and fixed docks, restrooms, showers, US mail services and fuel availability. The marina store also sells bait, tackle, spirits, boat parts and supplies.

Owens Marina

This simple boat ramp area is located near a casual dining restaurant and gas station where boaters can purchase basic supplies.

For related articles and further information on relocation and the Tidewater area please visit www.voncannonrealestate.com.