Advanta Platinum Business Credit Card - A Single Account To Handle All Your Business Credit Needs

The Advanta Platinum Business Card is designed for you if you are a business owner looking to consolidate business expenses onto one credit card account. You don't have to pay any annual fee and the introductory APR is set at 0% on purchases and balance transfers for the first 12 months. After the expiry of the introductory APR, the APR for purchases and balance transfers is 14.24% variable which is Prime plus 5.99%. The APR is calculated on the maximum Prime Rate during a 90 day period. The APR for cash advances will vary according to your credit history and will be 5.99% or 11.74% + Prime Rate.

Through the reward program, you earn one point for every dollar spent on all purchases made with the Advanta Platinum Business Card and these points can be redeemed for various travel rewards or pre-paid bonus cards. Though there is no yearly limits to the number of points that you can earn yet the points expire in three years. If you prefer cash rebates instead of travel rewards, there is a rebate program available for you that gives cash back for purchases. Whether you choose the rebate program or cash back one, both are free. Many common Platinum Business features are found with this card, including auto rental insurance, extended warranty coverage, itemized expense reports and online account access. You can also take advantage of the discounts that are offered on various products and services from participating retailers and merchants.

With the Advanta Platinum Business Card you get a grace period of 20days and an exceptional business credit line of up to $50000, you also get $0 dollar fraud liability making life easy for you. If you are late in paying the bill you have to pay a late fee of $19 if your balance is less than $250 and if it is $250 or more then you have to pay $39 as the late fee. The over limit fee of the Advanta Platinum Business Card is $15 on balances under $501 and $29 if the balance crosses the $501 mark. The cash advance fee is set at 3%, a minimum of $5 and for convenience checks a maximum of $50. the same is set as the balance transfer fee as it is with the introductory offer.

To apply for the Advanta Platinum Business Card you only require very good credit and you can enjoy special savings on business products and services like discounts of up to 25% or more through the preferred arrangements with companies like Penny-Wise Office Products, IBM, Palo Alto Software and Ramada Inn.

The Advanta Platinum Business Card provides you with various internet account related services as well as online statements and management reports. The online account access helps you manage your account like requesting credit line increases; adding cardholders; requesting balance transfers and updating account information. You can pay your bills online and that too is free of cost, thus you not only save you time but money as well.

You also get a personalised business design, personalised business checks and a personalised billing date; hence with the Advanta Platinum Business Card you are the boss. The Advanta Platinum Business Card is accepted at over 28 million locations worldwide and with it you can access cash instantly from any ATM displaying the MasterCard, Cirrus or Maestro logos, so now you don't have to worry about carrying cash whenever you are on a trip, the whole world is your home. To top it all, the Advanta Platinum Business Card protects you automatically against theft and damage.

Other articles by this author »
About Anthony Samuel

This article was brought to you courtesy of Anthony Samuel, the webmaster of http://www.apply-for-a-credit-card-now.com . A credit card directory where you can search, compare and apply for credit cards from leading credit card companies.


And here is another random article you might be interested in...

7 Ways to Protect Your Boss From Bad Meetings

Most bosses spend too much of their time in meetings. This happens because executives respond to problems by calling meetings to fix them. And when the meetings fail to produce results, they call more meetings. In some companies, people have even called meetings to figure out why their meetings didn't work.

Rather than watch your boss trudge off to an endless schedule of meetings, here are things you can do to protect your boss's valuable time.

1) When someone calls to schedule a meeting for your boss, ask for the agenda. If there is no agenda, check if your boss wants to attend. Lack of an agenda is the number one cause of bad meetings. Ideally, your boss would insist on having an agenda because time is money. For example, I doubt that your boss signs blank checks.

If the caller replies that your boss will receive an agenda at the meeting, state that your boss wants to see the agenda at least a day before the meeting. This gives your boss time to prepare and avoids being ambushed by surprises.

2) Ask "What are the goals for this meeting?" or "What results do you want to have by the end of the meeting?" A meeting without goals will lack direction, which can be as deadly as no agenda.

3) Ask "What is my boss's role in the meeting?" or "Why do you want my boss to attend?" Many junior employees invite executives to their meetings because it makes them seem important. They also use this as an opportunity to delegate work upwards, show off, and ask their boss to make decisions. Vague replies (such as, "Oh, we just want hear what your boss has to say") suggest lazy planning.

If your boss is being invited to "find out what everyone is doing" check if your boss would prefer to receive a copy of the minutes instead. It takes much less time to read minutes than attend a meeting.

If your boss has an important role in a minor part of a meeting, ask if your boss can attend only that part of the meeting. Suggest that they schedule your boss' participation at the beginning so your boss can be on time for this part and then leave after contributing.

4) Ask "How should my boss prepare for the meeting?" This helps your boss do well and avoids being surprised. If the preparation requires extensive work, check with your boss if the schedule makes sense. Also, check if others will be prepared. Unprepared participants always waste time. If necessary, revise the scope of the meeting or schedule it for a later date to allow adequate preparation.

5) Ask "What should my boss bring?" You want to make sure that your boss has whatever is needed for effective participation. You also want to know what is needed because you may have to help obtain it. If the resources are unavailable, suggest alternatives.

6) Ask who else will be there. This will help your boss anticipate what might happen. And in some cases you may find it useful to call some of the other participants to survey their expectations, concerns, and support for the issues on the agenda.

7) Finally, make sure that you collect details such as the starting time, duration, and location. Obtain a map and directions when needed.

As an administrative assistant you work as an important partner with your boss. Thus, you may want to share this article and use it as the basis for how you can work together, making sure that your boss attends the right meetings for the right reasons with the right preparation.

Other articles by this author »
About Steve Kaye

Steve Kaye helps leaders hold meetings that produce results - fast and with everyone's participation. He is an IAF Certified Professional Facilitator, author, and speaker. His facilitation and workshops create success for everyone. Call 714-528-1300 for details. Visit http://www.stevekaye.com for a free report.